2 min read
$0
$17,000
$22,000
$30,000
$48,000
$58,000
$66,000
Student Loans Total
Total Student Loan Debt – $1.09 Trillion
How much student loan debt do you have? How is student loan debt calculated? Check out our video!
I’m not an American. I’m just a college kid doing his best at marketing to help students get funding for school and still live their lives after graduation. If you want to hire me (and go crazy at Uloop today), email me at 10vance@gmail.com
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With the increase in the number of students seeking higher education in India, the market for educational loans is expected to experience high growth. The government supports higher education by providing a variety of financial services under SIDBI. All these measures have been taken to maximize the use of funds paid for fee reimbursement, disbursement of scholarship etc., thereby increasing universities’ income. However, this increased expenditure on higher education was accompanied by higher debts incurred by students in terms of both enrollment fees and education loans. The total value of higher education in India stood at US$ 12.21 billion in 2013, up from US$ 9.05 billion in 2008. Total student loans outstanding in India were around US$ 70.59 billion.
Student Loans Total
Student loans total $100 billion a year.
That’s about $1 million per day.
And last year, student loan debt hit $1 trillion.
Student Loans Total
$0!
Student loans total
Now we have our base budget set let’s go ahead and start adding additional costs to our budget. I’ll add an extra 50 dollars a month into my student loan payments.
New car
I’m going to buy a brand new 2019 Chevy Cruze LTZ 1LT Coupe after 2 years of driving around in my old 2000 Ford Focus ZXE. It has over 140,000 miles on it and looks pretty good.
Gasoline
My gas budget will stay at 15 dollars a week. I’ve only been using fuel less than 12 times since I started tracking, so this should cover me until the end of the year.
Car insurance
I need to get a cheap auto insurance policy, but it shouldn’t be more than 12 dollars a month.
I’m not sure about this yet, but I think I want to get insurance for myself. If I do decide to get it, it won’t be expensive. The cheapest plan I could find was under 10 dollars per month.
Homeowners insurance
I don’t really need homeowners insurance right now, but just in case something happens at home, I want to make sure that everything is okay.
Utilities
This is where things get tricky. I’m currently paying about 30 dollars a month for electricity. My electric bill is actually higher than my rent, so I’m thinking of trying to cut down on what I use. I have two options here. First, I could try to lower the temperature in my house and turn off some lights that aren’t being used. Second, I could try to switch to LED lighting. I’ve heard these run much cheaper than traditional bulbs and might even last longer.
Student Loans Total
National Debt Clock
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Speakers:
Shohrat Zakir – CEO, Budget Impact Project
James Pethokoukis – Columnist, Reuters
Rita Rosenbaum – Senior Vice President, American Academy of Actuaries
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Music credit:
Beatsound & Stemage Sound Design:
SoundDesignShop | www.sounddesignshop.net
(Creative Commons Attribution license song: “Somewhere Over The Rainbow” (Vintage)
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Related Links ▼
- Studentaid.gov/understand-aid/types/loans
- Salliemae.com/student-loans/
- Discover.com/student-loans/
- Nerdwallet.com/best/loans/student-loans/private-student-loans
- Money.usnews.com/loans/personal-loans/personal-loans-for-students
- Credible.com/blog/student-loans/personal-loans-for-students/
- Govloans.gov/categories/education-loans/
- Forbes.com/advisor/student-loans/best-private-student-loans/
- Navyfederal.org/loans-cards/student-loans.html
- Wellsfargo.com/goals-going-to-college/loan-options/
- Whitehouse.gov/briefing-room/statements-releases/2022/08/24/fact-sheet-president-biden-announces-student-loan-relief-for-borrowers-who-need-it-most/
- Ed.gov/category/keyword/federal-student-loans
- Myfedloan.org/
- Navient.com/
- Usa.gov/student-loans