Student Loans in Salt Lake City

My name is Andrew,Andrew, and I am studying at Salt Lake Community College. I take out student loans to pay for my classes. I have $15,000 in debt. My monthly payment is $140. Does anyone know if I could refinance my loan? I would like to lower my interest rate. Please help!

I am going to explain how I got my student loan forgiven. The. The debt was erased after working at Walmart for 2 years!

I applied online for a student loan forgiveness program offered by the government (DirectLoanForgiveness). I did not want to apply anywhere else due to where I live, but was happy to get accepted even though I had no credit history.

The DirectLoanForgiveness is good if you have bad credit, butit takes it takes about 30 minutes to review your application before they accept or deny itdeny it. They charge a fee to approve or deny your application.

They will send you a letter requesting additional documents, and some may ask for bank statements or tax returns.

I sent them copies of my paystubs and timecards, but they asked for W-2s too.

After sending everythingoff, you off, you then wait around 40 days for them to tell you if your application was approved or denied.

I applied onon December 31,31, 2016, and didn’t hear anything until April 21,21, 2017. I called to find out what happened, and the lady told meI had I had received a letter saying my application was approved. She said I would receive the amount back over 4 months later.

So I took the money that I had already spent on taxes and fees to do the application  and bought a Chromebook and saved my receipts from applying.

When I received the money back after waiting about 4 months, I went straight to my school’s financial aid office and applied to cancel my student loans. Because I had been paying on my loans for a while, the interest rate dropped significantly (from 5% to 1%), and therefore the amount I owed decreased. My total debt ended up being $0 after I cancelledI cancelled.

If anyone wants help getting their student loans canceledcanceled, please feel free to contact me!

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