University of Kentucky Parent Plus Loan

University ofof Kentucky Parent Plus Loan

Use theUse the following info: Your full legal name (first and last), your social security number, your date of birth,birth, and your loan ID number. Once we have those 4 pieces of information, we will get started on disbursing funds!

How do I pay back my student loans?

You’ll receive 2 offers via email. Click “accept””accept” and then click “Continue””Continue” to continue. Select the payment option that works best for you and submit payment online using your credit card or debit card. If you prefer, call 866-922-0319 to make payments over the phone.

What happens if I default on my student loans?

If you default on your federal loans, interest will continue to accrue while you’re enrolled in school. When you graduate, repayments start at 10% of your discretionary income until you reach 100% repayment after 20 years. However, there’s no need to worry becausebecause if you don’t make any payments for 6 months, the outstanding principal balance will be forgiven and not count towards your total balance.

Is there anything else I should know about paying off student loans?

Yes. There are many things that may happen during the repayment process of your student loans that you need to be aware of. Make sure you’re informed before signing anything; read everything carefully. Also, always check your account balances frequently.

University ofof Kentucky Parent Plus Loan

University Of Kentucky Parent Plus Loan-$1,000/monthLoan-$1,000/month

The University of Kentucky’sKentucky’s Parent PLUS Loans offer low-interest rates (3.9 percent fixed) plus a payment plan option for eligible students who want to borrow money for educational expenses. 2. University Of Kentucky Student Loans-Loans-$0/month0/month

The University reserves the right not to award any federal student aid if a student fails to maintain satisfactory academic progress. Visit the UofE Financial Aid Office website at www.uofefinancialaid.com to learn more about the requirements for financial assistance.

Private Student Loans—$1,500/monthLoans—$1,500/month

Private student loans allow parents, guardians, and others to provide direct help to their children and grandchildren for higher education costs. The interest rates on private student loans range from 6.74 percent to 12.41 percent.The interest rates on private student loans range from 6.74 percent to 12.41 percent.These private student loans are not insured by the government and therefore have high origination fees. To compare interest rates and terms offered by different lenders, visit www.studentaid.ed.gov.

Federal Stafford Loans-$0/monthLoans-$0/month

Federal Stafford Loans do not require repayment until after graduation,graduation, unless the student opts to start making payments while still enrolled in school. At that time, the student must make monthly payments based on how much borrowed funds remain outstanding. After completing school, the remaining unpaid balance becomes due. Visit www.fafsa.ed.gov to find out more information about these loans.

Federal Perkins Loans-$500/monthLoans-$500/month

Perkins Loans are designed to assist undergraduates who need to pay for tuition, room and and board, books, and supplies. Perkins Loans are awarded to undergraduate students whose family income falls between 100% and 150% of the Federal Poverty Level. Students may use the full amount of theirtheir federal Pell Grant toward their Perkins Loan. Visit www.lendforcollege.org to learn more about these loans.

Federal PLUS Loans-Loans-$1,000 per month

PLUS Loans are available to cover the cost of college textbooks, computers, technology equipment, Internet access, software products, telephone service, and many other types of education-relatededucation-related purchases. Parents may also use PLUS Loans to help finance the cost of childcare whilethe working the working parent works. Parents are responsible for paying back the loan only if they default on their own student loans. Visit www.lendingtree.com to find out more about these flexible loans.

State Grants-Grants-$1,250 per year per child

Each state offers its own scholarships or grants to college students. Check with your local public library for scholarship opportunities to fund education beyond high school. Learn how to search for grant opportunities at grantfinder.net.

University ofof Kentucky Parent Plus Loan

The UniversityThe University ofof Kentucky Parent Plus loan provides parents with financial assistance to assist their undergraduate children with education beyond high school graduation.

You have 30 days from the date of purchase to make payment for your online services. If you do not pay by then, you lose access to those services.

Sign up at www.parentplusloan.orgSign up at www.parentplusloan.org to bebe notified when we update our website and get 10% off our service. Save time and money by ordering now!

Any questions?

Contact us at info@parentplustoday.com.info@parentplustoday.com.

Finance Education | ParentPlusLoanFinance Education | ParentPlusLoan

PBS and BBC provided the sources and footage.PBS and BBC provided the sources and footage.

University ofof Kentucky Parent Plus Loan

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University ofof Kentucky Parent Plus Loan

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