Florida Department of Education Student Loans:

Federal student loans are generally cheaper than private student loans (which may have higher interest rates). However, they are not considered dischargeable in bankruptcy. In addition, you’ll probably have to pay back any money you borrow regardless of whether you take out student loan debt.

Private student loans may offer lower interest rates than federal student loans. You should keep in mind, however, that these loans are only dischargeable if you go bankrupt. And even then, your payments may still continue, depending upon how much you owe at the time.

If you choose to get a private student loan, you’ll need to make monthly payments based on your income and credit score. Your monthly payment amount will depend on several factors, including the type of loan (fixed-rate or variable), your current balance, the term length of your loan, and your credit history.

If you decide not to use student loans and instead opt for student grants, scholarships, or work-study programs, you may end up paying less in the long run. But you’ll likely need to do some research before deciding which program will fit best with your financial situation.

When it comes to student loans, the earlier you start saving up, the better off you’ll be in the future. Start saving now!

When it comes to making wise decisions regarding student loans, it doesn’t hurt to ask questions.

Florida Department of Education Student Loans:

A Federal Stafford Loan

The federal student loan program is sponsored by the U.S. government and serves students who need financial assistance for postsecondary education at both public and private institutions. In order to receive a federally guaranteed loan, applicants must meet several basic eligibility requirements, including being enrolled (or accepted) as a full-time undergraduate student at an eligible institution. The maximum amount of federal funds that may be borrowed under these programs is $23,000 per academic year. The repayment period for federal loans can range from 4 to 10 years depending on the type and amount of the loan. If you want to consolidate your loans, contact our office today to start saving money! Federal Perkins Loan No. 2

The federal student aid program, called the Perkins Loan Program, was created to help students attend colleges and universities throughout the United States. Eligible borrowers may borrow up to $16,500 over a four-year period, which may be paid back without interest over the course of up to six years. Borrowers who have successfully completed their bachelor’s degree are able to defer payment until they begin repaying their graduate school loans. Students must maintain satisfactory academic progress while pursuing a two-year associate’s degree and must complete 60% of their credits at accredited organizations. To qualify for this program, students must submit their FAFSA application prior to registering for classes. Visit us today to find out if this option is right for you! 3. Federal Perkins Loan

PLUS stands for Parent Loan for Undergraduate Students. This program is designed to provide parents of dependent undergraduate students the opportunity to assist them financially in attending college. Parents of dependent undergraduates should check with the schools they plan to attend to determine whether or not they accept PLUS loans. PLUS loans allow parents to borrow up to the cost of attendance minus any other grants received by the student. A parent borrower must repay the loan according to the terms of his or her own individual contract. Most PLUS loans require the borrower to make payments directly to the lending agency. However, some PLUS lenders offer flexible repayment options such as graduated repayment plans. Many states offer scholarships or grants to low-income families who wish to pay for higher education costs. Contact us today to learn more about Florida scholarships!

4. Grants from the State

To qualify for state grants, students must first file their Free Application for Federal Financial Aid (FAFSA). Funds are then awarded based on merit, need, family income, and enrollment status. Once registered, go to the site and enter your keyword(s) into the search bar in the top left corner.Find out what’s available in Florida today!

5. Individual Scholarships

Private scholarship opportunities are often overlooked, but do exist. There are many types of private scholarships offered across the country. One great way to research potential scholarships is to look at the websites of local colleges and universities. These sites often list scholarship awards and deadlines. Check with your high school counselor or admissions officer for information regarding scholarships. Another way to explore private scholarships is to join and participate in national associations. National associations offer scholarships to their members each year. Visit our office today to learn how we can connect you with scholarships available in Florida!

This video highlights some of the many educational resources available in North Central Florida. We highlight the following schools: University of North Florida, Jacksonville University, Nova Southeastern University, New College of Florida, University of South Florida, Barry University, Villanova University, University of Miami, Rollins College, Eckerd College, and Valencia Community College.

This video highlights the different types of degrees you can get while studying in Florida, especially in North Central Florida. Specifically, we highlight: 1.) University of North Florida bachelor’s degree levels of study2.) Master’s Degrees from Jacksonville University 3.) Bachelor’s degrees from Nova Southeastern University, 4.) New College of Florida doctoral degrees (Ph.D., M.Ed.)5.) Master’s degrees from the University of South Florida, 6.) University of Miami Miller School of Medicine medical degrees and residency training7.) Bachelor’s degrees in business administration from Barry University, 8.) Graduate Business Administration degrees from Florida International University,9.) Advanced Nursing Certification from the University of Florida,10.) Master’s degrees in Educational Leadership from FloridaState University; 11.) Bachelor’s degrees in Graphic Design from ValenciaCommunity College.

Florida Department of Education Student Loans:

Florida State University (FSU)

The University of Central Florida (UCF)

Embry-Riddle Aeronautical University (ERAU)

Florida Atlantic University (FAU)

Stetson University (STU)

Nova Southeastern University (NSU)

Daytona State College (DSC)

Barry University (BU)

MDC (Miami Dade College)

The University of South Florida (USF)

Rollins College (RC)

The Florida Institute of Technology (FT)

St. Petersburg College (SPC)

Brevard Community College (BCC)

Florida Department of Education Student Loans:

“The Florida Department of Education offers student loans to qualifying students.”

Language: English

5th of November, 2018

Author:

Name: JannaGrammer

Twitter: @JannaGrammer

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